The purpose of life insurance is to provide financial protection and security to the surviving dependents of the policy holder after the death of the insured. It is essential for applicants to analyse their financial situation and determine the standard of living needed for their surviving dependents and any debt, such as mortgages etc before purchasing a life insurance policy. Life insurance brokers are instrumental in assessing the requirements needed and establishing the type of life insurance most suitable to address those needs. There are several different types of life insurance each designed to fulfil the different needs or personal choice of the individual it is prudent to re-evaluate life insurance needs annually, or after significant life events like marriage, divorce, the birth or adoption of a child, and major purchases, like a house. It is essential that you seek advice and recommendation prior to purchasing a policy, a broker who will ask you many questions regarding your demands and needs from a policy, will ensure that the policy best suits your individual needs and the policy they recommend will be a comparison of all the insurance providers in the life insurance market. Never buy a policy that has not been fully researched on your behalf.
Lifepro are authorised and regulated by the Financial Conduct Authority to provide advice and recommendation to our clients and we never charge a fee for our services.
Just complete our online quotation request and we’ll do the rest or call us on 0800 540 4036